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Blue Cross and Blue Shield of Vermont Learning Center

Your HRA Features and Options

Your account comes with many features and options that make it easy to use.

Blue Cross and Blue Shield of Vermont Visa® debit card

Use your debit card just like you would a debit card from your bank. For many of our members, this is the simplest and quickest way access the money in their account.

If your group offers a debit card option, you automatically receive a debit card when you sign up for an account.

Follow the instructions below to request a debit card for yourself or your dependents.

To request a debit card from

  1. Sign in at Select your account type and continue.
  2. Click the My Profile menu.
  3. Choose Payment & Banking from the menu.
  4. Click Add Card
  5. Fill out the form to start the debit card request process.


This card is issued by The Bancorp Bank, pursuant to a license from Visa U.S.A. Inc. and can be used for qualified expenses wherever Visa debit cards are accepted.  

Automated Claim Payment

Automated Claim Payment, or Crossover, is a system that allows your health plan to electronically submit your claims to Blue Cross and Blue Shield of Vermont for reimbursement.  This means no paperwork for you. 

Automated Claim Payment takes the place of your account's debit card.  Any existing debit cards are cancelled when signing up for Automated Claim Payment.

Automated Claim Payment  limitations

Automated Claim Payment is only available to groups with certain health insurance and dental plans. 

Automated Claim Payment cannot be used if you or your covered dependents have more than one health plan.

Sign up for Automated Claim Payment

Learn more at Automated Claim Payments.

Direct Deposit

Direct Deposit allows reimbursement funds from your to be transferred directly into your personal bank account.  You won't have to wait for a check or wait in line at the bank. And, in most cases, you’ll get reimbursed faster.

Setting up Direct Deposit

  1. Sign in at Select your account type and continue.              
  2. Click My Profile
  3. Choose Payment and Banking from the menu.
  4. On the Payments & Banking page, click Bank Accounts.
  5. If you do not have a bank account set up, click Add Bank Account.
  6. Enter the banking information for the account you wish to set up with Direct Deposit.



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